Thursday, January 6, 2011

Im Making Money

Yes, Beltre is the superior third baseman defensively. But that's like the Yankees resigning Mariano Rivera and then telling him they don't want him closing anymore. You just don't do that, especially to the face of your franchise, two times in two years.


This deal is going to come back to bite the Rangers in the butt, because the amount of money Beltre will be stealing from the organization isn't anything close to what he should earn for the down numbers he'll put up for the next few years. Beltre is a good player, but not $96 million good, and not when he's not motivated by a contract year.


Look back through his career. He's only ever once had a season that was as good, or better, than the one he put up for the Boston Red Sox in 2010, and that was his contract year in 2004 with the Los Angeles Dodgers, which was a monster year. Since then, he hasn't come anywhere close to those numbers, being a bust in Seattle when the Mariners decided to give him a try. He couldn't put up what he did in 2004, and he couldn't stay healthy.


He'll be 32 at the beginning of the 2011 season. That means he'll be getting to the point of "old for a ballplayer" in the final couple years of his contract. And with age comes slower bat speed and lower numbers at the plate. Since when is it smart to pay a 37-year-old third baseman $18 million?


While this move will improve the Rangers if Beltre can stay healthy, it's going to cost them way too much than what the man is worth on the diamond. For the sake of the organization and it's fans, I hope I'm wrong, but I've had a bad feeling about Beltre since the beginning of the off-season, and for whatever team it was that decided to give him the $90 million-plus that he wanted.







The Middle East’s largest online auction and buying site has decided auctions are so last decade.


From the beginning of 2011 sellers won’t get the option to sell their products in an auction. It’s fixed price, or none at all.


The decision comes as a shock to many as Souq.com, which opened its doors to the public in 2005 and has since launched in 5 countries in the region, has always been portrayed as the eBay of the Middle East. At least in terms of online auctions, not anymore.


“We (and most of our sellers) want to offer the best online shopping experience to users in the region, and this is one step along the way to support this goal.” said CEO and Founder of Souq.com Ronaldo Mouchawar in an email about the recent shift.


This change, as most in life, will have its supporters and detractors. The good thing is, it looks like a only slim minority might end up annoyed.


To illustrate the above, lets say you’re a painter and you work from home during your spare time. I’m one of those who believe art has no price, but since it’s good to have paint to create priceless masterpieces, putting the occasional price tag on your work isn’t entirely evil. The only problem with that is how do you put a price tag on art in the first place? Van Gough considered giving money for art is as important as being an artist yourself. That’s where auctions come in strong.


By putting up a painting to sell through an auction, the seller allows the highest bidder to give her as much it takes to win the auction, or otherwise ask to ‘Buy Now’ according to a price the seller sets. Will this shift be good for those who realistically don’t know how much their work is worth? I would say no.


On the flip-side regional retail stores tend to invest large amounts of money to put their products online on their own, and usually fail miserably. Many factors come into play, but the most obvious are a large user base and an easy to use website to buy from.


This encouraged Souq.com to build a platform for merchants and retail stores to offer their products on Souq through fixed prices (almost all the time), and through Souq Stores which are customizable online outlets for retailers such as UAE’s 
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Categories. Announcements Build Service Derivatives Distribution Education Event Calendar Events Infrastructure Marketing People of openSUSE Project Sneak Peeks Uncategorized Weekly News Wiki ...

Dallas Morning <b>News</b> publisher on paywall plans: “This is a big <b>...</b>

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Auto <b>News</b> From the Consumer Electronics Show - NYTimes.com

General Motors says it will begin installing cordless charging capabilities in its cars next year.

Putting our Accessibility Heads Together - openSUSE <b>News</b>

Categories. Announcements Build Service Derivatives Distribution Education Event Calendar Events Infrastructure Marketing People of openSUSE Project Sneak Peeks Uncategorized Weekly News Wiki ...

Dallas Morning <b>News</b> publisher on paywall plans: “This is a big <b>...</b>

In talking about the Dallas Morning News' plans to begin charging for digital content next month, Jim Moroney is surprisingly candid about the decision and the economics of the industry. When the publisher of the News told his staff ...


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Auto <b>News</b> From the Consumer Electronics Show - NYTimes.com

General Motors says it will begin installing cordless charging capabilities in its cars next year.

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Categories. Announcements Build Service Derivatives Distribution Education Event Calendar Events Infrastructure Marketing People of openSUSE Project Sneak Peeks Uncategorized Weekly News Wiki ...

Dallas Morning <b>News</b> publisher on paywall plans: “This is a big <b>...</b>

In talking about the Dallas Morning News' plans to begin charging for digital content next month, Jim Moroney is surprisingly candid about the decision and the economics of the industry. When the publisher of the News told his staff ...


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Auto <b>News</b> From the Consumer Electronics Show - NYTimes.com

General Motors says it will begin installing cordless charging capabilities in its cars next year.

Putting our Accessibility Heads Together - openSUSE <b>News</b>

Categories. Announcements Build Service Derivatives Distribution Education Event Calendar Events Infrastructure Marketing People of openSUSE Project Sneak Peeks Uncategorized Weekly News Wiki ...

Dallas Morning <b>News</b> publisher on paywall plans: “This is a big <b>...</b>

In talking about the Dallas Morning News' plans to begin charging for digital content next month, Jim Moroney is surprisingly candid about the decision and the economics of the industry. When the publisher of the News told his staff ...


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Auto <b>News</b> From the Consumer Electronics Show - NYTimes.com

General Motors says it will begin installing cordless charging capabilities in its cars next year.

Putting our Accessibility Heads Together - openSUSE <b>News</b>

Categories. Announcements Build Service Derivatives Distribution Education Event Calendar Events Infrastructure Marketing People of openSUSE Project Sneak Peeks Uncategorized Weekly News Wiki ...

Dallas Morning <b>News</b> publisher on paywall plans: “This is a big <b>...</b>

In talking about the Dallas Morning News' plans to begin charging for digital content next month, Jim Moroney is surprisingly candid about the decision and the economics of the industry. When the publisher of the News told his staff ...


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Auto <b>News</b> From the Consumer Electronics Show - NYTimes.com

General Motors says it will begin installing cordless charging capabilities in its cars next year.

Putting our Accessibility Heads Together - openSUSE <b>News</b>

Categories. Announcements Build Service Derivatives Distribution Education Event Calendar Events Infrastructure Marketing People of openSUSE Project Sneak Peeks Uncategorized Weekly News Wiki ...

Dallas Morning <b>News</b> publisher on paywall plans: “This is a big <b>...</b>

In talking about the Dallas Morning News' plans to begin charging for digital content next month, Jim Moroney is surprisingly candid about the decision and the economics of the industry. When the publisher of the News told his staff ...


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Auto <b>News</b> From the Consumer Electronics Show - NYTimes.com

General Motors says it will begin installing cordless charging capabilities in its cars next year.

Putting our Accessibility Heads Together - openSUSE <b>News</b>

Categories. Announcements Build Service Derivatives Distribution Education Event Calendar Events Infrastructure Marketing People of openSUSE Project Sneak Peeks Uncategorized Weekly News Wiki ...

Dallas Morning <b>News</b> publisher on paywall plans: “This is a big <b>...</b>

In talking about the Dallas Morning News' plans to begin charging for digital content next month, Jim Moroney is surprisingly candid about the decision and the economics of the industry. When the publisher of the News told his staff ...


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Auto <b>News</b> From the Consumer Electronics Show - NYTimes.com

General Motors says it will begin installing cordless charging capabilities in its cars next year.

Putting our Accessibility Heads Together - openSUSE <b>News</b>

Categories. Announcements Build Service Derivatives Distribution Education Event Calendar Events Infrastructure Marketing People of openSUSE Project Sneak Peeks Uncategorized Weekly News Wiki ...

Dallas Morning <b>News</b> publisher on paywall plans: “This is a big <b>...</b>

In talking about the Dallas Morning News' plans to begin charging for digital content next month, Jim Moroney is surprisingly candid about the decision and the economics of the industry. When the publisher of the News told his staff ...


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Auto <b>News</b> From the Consumer Electronics Show - NYTimes.com

General Motors says it will begin installing cordless charging capabilities in its cars next year.

Putting our Accessibility Heads Together - openSUSE <b>News</b>

Categories. Announcements Build Service Derivatives Distribution Education Event Calendar Events Infrastructure Marketing People of openSUSE Project Sneak Peeks Uncategorized Weekly News Wiki ...

Dallas Morning <b>News</b> publisher on paywall plans: “This is a big <b>...</b>

In talking about the Dallas Morning News' plans to begin charging for digital content next month, Jim Moroney is surprisingly candid about the decision and the economics of the industry. When the publisher of the News told his staff ...


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Auto <b>News</b> From the Consumer Electronics Show - NYTimes.com

General Motors says it will begin installing cordless charging capabilities in its cars next year.

Putting our Accessibility Heads Together - openSUSE <b>News</b>

Categories. Announcements Build Service Derivatives Distribution Education Event Calendar Events Infrastructure Marketing People of openSUSE Project Sneak Peeks Uncategorized Weekly News Wiki ...

Dallas Morning <b>News</b> publisher on paywall plans: “This is a big <b>...</b>

In talking about the Dallas Morning News' plans to begin charging for digital content next month, Jim Moroney is surprisingly candid about the decision and the economics of the industry. When the publisher of the News told his staff ...


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Auto <b>News</b> From the Consumer Electronics Show - NYTimes.com

General Motors says it will begin installing cordless charging capabilities in its cars next year.

Putting our Accessibility Heads Together - openSUSE <b>News</b>

Categories. Announcements Build Service Derivatives Distribution Education Event Calendar Events Infrastructure Marketing People of openSUSE Project Sneak Peeks Uncategorized Weekly News Wiki ...

Dallas Morning <b>News</b> publisher on paywall plans: “This is a big <b>...</b>

In talking about the Dallas Morning News' plans to begin charging for digital content next month, Jim Moroney is surprisingly candid about the decision and the economics of the industry. When the publisher of the News told his staff ...


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Auto <b>News</b> From the Consumer Electronics Show - NYTimes.com

General Motors says it will begin installing cordless charging capabilities in its cars next year.

Putting our Accessibility Heads Together - openSUSE <b>News</b>

Categories. Announcements Build Service Derivatives Distribution Education Event Calendar Events Infrastructure Marketing People of openSUSE Project Sneak Peeks Uncategorized Weekly News Wiki ...

Dallas Morning <b>News</b> publisher on paywall plans: “This is a big <b>...</b>

In talking about the Dallas Morning News' plans to begin charging for digital content next month, Jim Moroney is surprisingly candid about the decision and the economics of the industry. When the publisher of the News told his staff ...


surface encounters noblesville
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Auto <b>News</b> From the Consumer Electronics Show - NYTimes.com

General Motors says it will begin installing cordless charging capabilities in its cars next year.

Putting our Accessibility Heads Together - openSUSE <b>News</b>

Categories. Announcements Build Service Derivatives Distribution Education Event Calendar Events Infrastructure Marketing People of openSUSE Project Sneak Peeks Uncategorized Weekly News Wiki ...

Dallas Morning <b>News</b> publisher on paywall plans: “This is a big <b>...</b>

In talking about the Dallas Morning News' plans to begin charging for digital content next month, Jim Moroney is surprisingly candid about the decision and the economics of the industry. When the publisher of the News told his staff ...


surface encounters macomb

Auto <b>News</b> From the Consumer Electronics Show - NYTimes.com

General Motors says it will begin installing cordless charging capabilities in its cars next year.

Putting our Accessibility Heads Together - openSUSE <b>News</b>

Categories. Announcements Build Service Derivatives Distribution Education Event Calendar Events Infrastructure Marketing People of openSUSE Project Sneak Peeks Uncategorized Weekly News Wiki ...

Dallas Morning <b>News</b> publisher on paywall plans: “This is a big <b>...</b>

In talking about the Dallas Morning News' plans to begin charging for digital content next month, Jim Moroney is surprisingly candid about the decision and the economics of the industry. When the publisher of the News told his staff ...


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Auto <b>News</b> From the Consumer Electronics Show - NYTimes.com

General Motors says it will begin installing cordless charging capabilities in its cars next year.

Putting our Accessibility Heads Together - openSUSE <b>News</b>

Categories. Announcements Build Service Derivatives Distribution Education Event Calendar Events Infrastructure Marketing People of openSUSE Project Sneak Peeks Uncategorized Weekly News Wiki ...

Dallas Morning <b>News</b> publisher on paywall plans: “This is a big <b>...</b>

In talking about the Dallas Morning News' plans to begin charging for digital content next month, Jim Moroney is surprisingly candid about the decision and the economics of the industry. When the publisher of the News told his staff ...


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Auto <b>News</b> From the Consumer Electronics Show - NYTimes.com

General Motors says it will begin installing cordless charging capabilities in its cars next year.

Putting our Accessibility Heads Together - openSUSE <b>News</b>

Categories. Announcements Build Service Derivatives Distribution Education Event Calendar Events Infrastructure Marketing People of openSUSE Project Sneak Peeks Uncategorized Weekly News Wiki ...

Dallas Morning <b>News</b> publisher on paywall plans: “This is a big <b>...</b>

In talking about the Dallas Morning News' plans to begin charging for digital content next month, Jim Moroney is surprisingly candid about the decision and the economics of the industry. When the publisher of the News told his staff ...


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surface encounters macomb

Auto <b>News</b> From the Consumer Electronics Show - NYTimes.com

General Motors says it will begin installing cordless charging capabilities in its cars next year.

Putting our Accessibility Heads Together - openSUSE <b>News</b>

Categories. Announcements Build Service Derivatives Distribution Education Event Calendar Events Infrastructure Marketing People of openSUSE Project Sneak Peeks Uncategorized Weekly News Wiki ...

Dallas Morning <b>News</b> publisher on paywall plans: “This is a big <b>...</b>

In talking about the Dallas Morning News' plans to begin charging for digital content next month, Jim Moroney is surprisingly candid about the decision and the economics of the industry. When the publisher of the News told his staff ...


surface encounters michigan
surface encounters noblesville

Auto <b>News</b> From the Consumer Electronics Show - NYTimes.com

General Motors says it will begin installing cordless charging capabilities in its cars next year.

Putting our Accessibility Heads Together - openSUSE <b>News</b>

Categories. Announcements Build Service Derivatives Distribution Education Event Calendar Events Infrastructure Marketing People of openSUSE Project Sneak Peeks Uncategorized Weekly News Wiki ...

Dallas Morning <b>News</b> publisher on paywall plans: “This is a big <b>...</b>

In talking about the Dallas Morning News' plans to begin charging for digital content next month, Jim Moroney is surprisingly candid about the decision and the economics of the industry. When the publisher of the News told his staff ...


surface encounters michigan
surface encounters rock tops

Auto <b>News</b> From the Consumer Electronics Show - NYTimes.com

General Motors says it will begin installing cordless charging capabilities in its cars next year.

Putting our Accessibility Heads Together - openSUSE <b>News</b>

Categories. Announcements Build Service Derivatives Distribution Education Event Calendar Events Infrastructure Marketing People of openSUSE Project Sneak Peeks Uncategorized Weekly News Wiki ...

Dallas Morning <b>News</b> publisher on paywall plans: “This is a big <b>...</b>

In talking about the Dallas Morning News' plans to begin charging for digital content next month, Jim Moroney is surprisingly candid about the decision and the economics of the industry. When the publisher of the News told his staff ...


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surface encounters rock tops

Auto <b>News</b> From the Consumer Electronics Show - NYTimes.com

General Motors says it will begin installing cordless charging capabilities in its cars next year.

Putting our Accessibility Heads Together - openSUSE <b>News</b>

Categories. Announcements Build Service Derivatives Distribution Education Event Calendar Events Infrastructure Marketing People of openSUSE Project Sneak Peeks Uncategorized Weekly News Wiki ...

Dallas Morning <b>News</b> publisher on paywall plans: “This is a big <b>...</b>

In talking about the Dallas Morning News' plans to begin charging for digital content next month, Jim Moroney is surprisingly candid about the decision and the economics of the industry. When the publisher of the News told his staff ...


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Wednesday, January 5, 2011

how to budget personal finances


The party is over in Australia. Many anti-dollar investors and Pollyannas living down under just don't realize it yet. Nonetheless, Australia faces an economic crunch as family finances collapse under the burden of record debts, rising interest rates and utility bills.

Please consider Australians sinking under debt burden

With banks warning they will be forced to raise mortgage rates by 0.50 per cent in 2011 and Sydney rents forecast to rise by between $160 and $190 a month, according to analysts Residex, householders look set to suffer.

Repossessions and tenant evictions are expected to rise sharply. "It's going to be tough" said Shane Oliver, chief economist at AMP Capital. "Families face many rising costs and while most people have slowed their borrowing, our debt is still growing and that's a big problem."

Despite more cautious spending in recent months, household debt is still up by 5.8 per cent on a year ago and a recent survey by Westpac found only about 20 per cent of people thought paying off debts was the best use of their money. Most households in the US, UK and much of Europe are still busily paying down their borrowings, particularly unsecured debts such as personal loans and credit cards.

"Unlike the rest of the world, Australia has slipped back into its old habits," said Steve Keen, professor of economics at the University of Western Sydney. "We're spending ourselves right back into trouble. With so much extra debt to service, we don't need interest rates to reach anything like the 9.6 per cent they hit in 2008.

"We may find repossessions spiking much more quickly than they did two years ago."
Weekly Living Costs Up $100

Real estate has peaked and so has the shopping center economic model based on the strong Australian dollar. There is no reason here to like either Australian equities or the Australian dollar. Strong commodity prices will no longer help Australia.

Australian real estate has already been hit by rising interest rates and with Weekly living costs up $100, more rate hikes may be coming.
FAMILIES face cost-of-living increases that could drain the weekly budget by up to $100 this year.

New data shows Australians are being levelled with record expenses for basic services and Sydney residents are some of the hardest hit in the country.

After floods that have wiped out crops in Queensland and NSW, fruit and vegetable prices are predicted to rise by up to 50 per cent.
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Any hope the strong Australian dollar would shield motorists from increases in fuel prices have been dashed - global oil prices are tipped to hit record highs.

This year's price increases will compound the cost pressures already inflicted on households.

The trio of utility costs alone represents an extra yearly burden of about $1000 - or $20 a week - for an average household of four, while grocery bills are set to rise on average by $50 a week, based on a weekly bill of $150.

Housing affordability has taken another dive, with industry figures showing the largest annual decrease in a decade.

A report by the Real Estate Institute of Australia showed the proportion of income required to meet loan repayments increased 5.8 per cent to 34.8 per cent over last year, a 10-year high.

Additionally, the amount of rent people are paying has increased by 18.6 per cent in Sydney over three years, above the national average.

The Bureau of Statistics also identified health costs, communications services and petrol prices as having risen sharply over the year.
$AORD - Australian Stock Market Index Monthly



$AORD - Australian Stock Market Index Weekly



$SSEC - Shanghai Stock Market Index Weekly



Both the Australian stock market and the Chinese stock market have been weak. This is in spite of the fact that commodities have been on fire. Both countries have had overheating economies led by real estate bubbles.

It will be interesting to see how the Reserve Bank of Australia handles this. Failure to hike rates would hurt the Australian dollar and increase the price of imports while hiking rates further will crush the real estate bubble.

China's problem is far more complex. For more on China please see

  • Misguided Love Affair with China; China's Massive Monetary Expansion and Crackup Boom
  • China Hikes Rates, Ponders Capital Controls to Halt Currency Inflows; Eight Reasons China Faces Hard Landing

There are no good solutions when the central bank lets real estate bubbles get out of hand as has happened in the US, China, Australia, Canada, Ireland, Spain, the UK and numerous other places.

The difference so far is the US, Ireland, and Spain property bubble have popped, while those in Australia, Canada, and China are just now facing the pressure.

Mike "Mish" Shedlock
http://globaleconomicanalysis.blogspot.com
Click Here To Scroll Thru My Recent Post List



Did the author actually say that "borrowing now exceeds tax revenue"? How embarrassing!



I hate to be the one that tells you, Megan, but every nation DESIGNED their currency operations to work that way, when they went off of the gold std back in the 1920s & 1930s. The last vestige, pegging to the $US & thereby to gold, disappeared in 1973. That's been a long time. In 2010 there is simply no excuse for not knowing how simple monetary operations work. It's not rocket science.



In nearly every country in the world, currency creation & currency supply is now fairly directly linked only to public initiative and the general well being of the populous. If population or economic activity increases, OF COURSE currency supply must increase faster than taxes. What part of economic growth don't people understand? Currency operations are not so different from motherhood. You feed the fetus & baby first, often for years, keep accurate growth records, and your family, tribe or nation benefits only in the long run. There's no inherent value in the record keeping itself. Keep that in mind & everything else falls into place.



CURRENCY ISSUERS manage real goods budgets, and issue currency only for internal bookkeeping, to denominate real transactions. (& issuers tax ONLY to control inflation and/or to serve narrow political interests; usually to keep the poor poor & make the rich richer)



CURRENCY USERS typically use currency budgets as an accurate, short term proxy for a local real goods budget. But even currency users should never be confused enough to try to save "fiat" instead of building capabilities or at least hoarding more real assets.



Beardsley Ruml pointed out the obvious, in 1946, "Taxes for Revenue Are Obsolete" http://tinyurl.com/y3dkda3



If anyone has trouble understanding how monetary operations actually work, try these intro texts.



http://www.monetary.org/briefusmonetaryhistory.htm

http://www.cfeps.org/pubs/pn-pdf/PolicyNote2006-1.pdf

http://moslereconomics.com/2009/12/10/7-deadly-innocent-frauds/

http://bilbo.economicoutlook.net/blog/?p=2943

http://www.moslereconomics.com/2009/11/04/short-rate-thoughts-deflation-radical-thesis-turnaround/

http://www.eh.net/book_reviews/handbook-world-exchange-rates-1590-1914
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Teenage Cheerleader Disappears in Small Texas Town - AOL <b>News</b>

Police in a small town in Texas are looking for a 13-year-old cheerleader missing for more than a week, but state officials say the case doesn't meet the criteria for an Amber Alert.

500 More Red-Winged Blackbirds Found Dead in Louisiana - AOL <b>News</b>

Days after 100000 fish and approximately 4000 red-winged blackbirds were found dead in Arkansas, 500 deceased blackbirds and starlings were discovered on a Louisiana highway.

Probably Bad <b>News</b>: Bank Robbery FAIL - Epic Fail Funny Videos and <b>...</b>

epic fail photos - Probably Bad News: Bank Robbery FAIL.


Tuesday, January 4, 2011

Help Making Money

Mollie Vandor is the product manager for Ranker.com where she likes to make lists about reading, eating and bad-TV-watching. She’s also the media director for Girls in Tech LA. You can find her on Twitter @Mollierosev and on her blog.

Whether you’re looking to make a big change, or just tweak a few little things, the new year gives you the perfect opportunity to reflect on your behavior and resolve to do better going forward.

Of course, it’s one thing to say you want to tackle a typical resolution like get in better physical shape, get in better financial shape or — like many of us who work on the web — get your social media presence in order. It’s another thing to actually accomplish those big, broad goals.

So this year, instead of making your goals big and broad, why not take a page from the web world and use analytics to pinpoint the specific stuff you want to change? And, by that same token, why not use data tracking to hold yourself accountable for keeping all those resolutions too?

Read on for some tips on how to use social media to corral your New Year’s resolutions. Let us know in the comments below what tips worked for you, or share your own resolution advice.

Let’s Get Physical/>

There’s the freshman 15 everyone gains from collegiate pizza and beer, and then there’s the startup 15 many of us tech geeks gain from sodas and office snacks. Between the time spent sitting in front of a computer screen and the time spent networking over drinks and dinners, it’s easy to put on pounds when you work on the web. Of course, you can always try the startup diet, but that’s not necessarily going to work for everyone.

Keeping a food and exercise log might sound like a daunting task, but it turns out you may already be tracking some of that data without even knowing it. Foursquareclass="blippr-nobr">foursquare actually lets you see your entire checkin history and, if you do a quick search, you can find it so you can easily see whether you’ve really been going to the gym or frequenting your fast food runs.

Similarly, the Foursquare stats page lets you see your own checkin trends in handy graphs and lists. There’s even a site called weeplaces that lets you turn your Foursquare, Facebook Places and class='blippr-nobr'>Gowallaclass="blippr-nobr">Gowalla checkins into graphic visualizations. And, weeplaces will let you filter those visualizations by food-related checkins and parks and recreation checkins, so you can really get a handle on your history.

class='blippr-nobr'>Google Mapsclass="blippr-nobr">Google Maps also lets you search your own history, so can get a visual reminder of the places you’ve been searching for, and start picking up on trends in your own behavior. You just have to enable it. And, of course, there’s the age-old pedometer, made a lot easier and more fashionable via a host of iPhoneclass="blippr-nobr">iPhone and Androidclass="blippr-nobr">Android apps that let you easily track how much you’re walking without having to do anything more than a quick download.

Of course, once you establish the things you want to change about your eating and exercising habits, you still have to make those changes stick. class='blippr-nobr'>Appsclass="blippr-nobr">Apps like LoseIt, Weight Watchers and LiveStrong let you log calories you eat and calories you burn via your smartphone. Fitango prescribes personalized plans to help you get in shape, and gives you a forum for sharing milestones you meet with your friends. Similarly, Phitter is like a fitness-focused class='blippr-nobr'>Twitterclass="blippr-nobr">Twitter stream where people share weight loss trials, tribulations and tips to help keep each other going.

Or, you can try something like the Social Workout Challenge, which gives you fitness goals to meet and a community of people to keep you accountable for meeting them. If you really want to take your weight tracking to the next level, there’s even a scale that automatically tweets your weight to the world. While you’re at it, FixNixer and QuitMeter also give you similar tools for tracking your way out of a smoking habit, another great way to get yourself in better physical shape in the new year.

Money, Money, Money/>

For many people, the New Year is also a great time to get a fresh financial start. But again, it’s a lot easier to make changes going forward when you know how you’ve been behaving in the past. That’s where a site like Mint.com can be very handy. class='blippr-nobr'>Mintclass="blippr-nobr">Mint aggregates all of your various accounts, including credit cards, bank accounts and assets, and then turns your spending habits into easy-to-read charts and graphs that show you where you’re spending and where you could be saving. It even lets you compare your shopping and spending habits with other people in your area, so you can see how you stack up. Many credit cards, like American Express Blue and Visa Signature, also give you year-end spending summaries that show you how much you’ve spent, how much you’ve saved, how much interest you’ve accumulated and more.

Once you’ve nailed down how your money is going out the door, you can start figuring out ways to keep more of it in your wallet. Again, this is where tracking will be key to actually keeping those resolutions. First, you can establish your financial goals via an online calculator, which lets you figure out exactly how much to start saving. Once you’ve figured out your goals, there are more than 50 great, free mobile apps to help you track your spending. On Facebook, the BillMonk app will help you keep better track of those tricky situations where you’re sharing a bill with friends, and you need to make sure everyone knows what they owe. XPenser lets you record your expenses from any device, including via tweet and e-mail, and TweetWhatYouSpend gives you a forum for sharing your expenditures with everyone on Twitter, so your friends can help hold you accountable when you blow your budget shopping those post-holiday sales.

Get Your Social Media in Shape/>

Whether or not you work on the web, if you’re reading class='blippr-nobr'>Mashableclass="blippr-nobr">Mashable, chances are you have a social media presence. And, just like your physical and financial identities, your social media self might be due for a little makeover in 2011 too. The good news is that the data is even easier to find when you’re talking about your personal tech habits. For example, you can use the Top Words app to figure out the topics you talk about most on class='blippr-nobr'>Facebookclass="blippr-nobr">Facebook. Klout tells you which topics you talk about the most on Twitter, and all sorts of other stats that will help you pinpoint what it is about your social media presence that you may want to change.

Similarly, BackType analyzes your Twitter profile and tells you what percentage of your tweets are replies, retweets, links, etc. Like Klout, it also tells you who you’re influencing and who your influencers are. And, it shows you your most shared sites. All of these are great data points for determining things you’d like to change about your social media presence. Finally, ViralHeat gives you in-depth analysis of the sentiment around your various social network profiles, which really lets you hone in on how your social media behavior is being received by your followers on Facebook, Twitter and across the web.

Once you’ve established what you want to change, you can set up ViralHeat to send alerts and updates directly to your inbox so you can track the impact of those changes on the fly. Similarly, since Klout and BackType both update regularly now, you can see your statistics change as your behavior does, which is a great way to keep yourself motivated. And, of course, make sure you set up Google Alerts to track all the activity around your various accounts.

If your resolution involves blogging more often, there are plenty of apps to help you do that on the go, right from your phone. Another way to remind yourself of things you want to blog, tweet or post about is by using a service like TwittRemind, which lets you tweet yourself reminders to do things throughout the day.

To make the most of your many profiles, consider setting up a hub page via a service like about.meclass="blippr-nobr">about.me, which lets you showcase all your profiles in one place. Or, sign up for a social network aggregation service to make it easier to make changes on all your profiles at once. You also might want to consider setting up a targeted Twitter list of friends and followers who can help you hold yourself accountable and focus your social media efforts so you can minimize the number of relationships you’re managing and maximize the return you’re getting from all these changes.

New Year, New You/>

Whether your New Year’s resolutions involve getting yourself in better physical, financial or social media shape, the web can help you figure out exactly what you want to change and how you’re going to keep yourself accountable for changing it. 2011 is a brand new year and a completely fresh start, and, breaking your New Year’s resolutions is so 2010.

More Social Media Resources from Mashable:

- 10 More Creative Uses of the New Facebook Profile [PICS]/> - 10 Cool Facebook Status Tips and Tricks/> - 6 Reasons Why Social Games Are the Next Advertising Frontier/> - 3 Things Brands Must Do to Reach Millennials Online/> - How Social Media Can Help With Your Long Distance Job Search

Image courtesy of iStockphotoclass="blippr-nobr">iStockphoto, DNY59

For more Social Media coverage:

    class="f-el">class="cov-twit">Follow Mashable Social Mediaclass="s-el">class="cov-rss">Subscribe to the Social Media channelclass="f-el">class="cov-fb">Become a Fan on Facebookclass="s-el">class="cov-apple">Download our free apps for Android, iPhone and iPad


As we get ready for John Boehner to take the gavel from Nancy Pelosi on Wednesday, I find myself thinking back to the last time a Republican speaker took control of the House from a Democrat -- and reflecting on how far down the wrong road we have traveled since then.



It was January 1995, and Newt Gingrich, now considered a right-wing bomb thrower, was taking the gavel from Tom Foley. After taking the oath of office, he delivered a speech that praised FDR as "the greatest president of the 20th century" and presented concern for the least among us as a shared national objective. "The balanced budget is the right thing to do," he said. "But it does not in my mind have the moral urgency of coming to grips with what is happening to the poorest Americans."



For the incoming Republican speaker, reducing poverty and lifting the poor into the middle class was a moral imperative beyond the left vs. right battlefield -- not just the purview of lefties, socialists, and community organizers:

I say to those Republicans who believe in total privatization, you cannot believe in the Good Samaritan and explain that as long as business is making money we can walk by a fellow American who is hurt and not do something.... If you cannot afford to leave the public housing project, you are not free. If you do not know how to find a job and do not know how to create a job, you are not free. If you cannot find a place that will educate you, you are not free. If you are afraid to walk to the store because you could get killed, you are not free.


So now, with poverty higher than it was 16 years ago, with greater income inequality, and with the middle class struggling to hold on, what will Speaker Boehner make his number one priority? According to the Washington Post, it's "cutting spending," followed by repealing the healthcare law, and "helping get our economy moving" (no specifics on how he plans to do that).



Yet we saw on 60 Minutes that he's very aware of how fragile the American Dream has become, telling Lesley Stahl, "I can't go to a school anymore. I used to go to a lot of schools. And you see all these little kids running around. Can't talk about it." And he choked up when he did try to talk about "making sure these kids have a shot at the American Dream, like I did. It's important."





Interestingly, in his first speech as speaker, Gingrich also talked about being moved by the woes of school kids.



I have seldom been more shaken," he said, "than I was after the election when I had breakfast with two members of the Black Caucus. One of them said to me, 'Can you imagine what it is like to visit a first-grade class and realize that every fourth or fifth young boy in that class may be dead or in jail within 15 years? And they are your constituents and you are helpless to change it?' For some reason, I do not know why, maybe because I visit a lot of schools, that got through. I mean, that personalized it. That made it real, not just statistics, but real people.



But the trajectory of our political discourse over the last decade and a half has meant that taking on poverty has gone from a moral imperative and shared national objective to an afterthought -- or no thought at all.



The question is, is there anything that can be done to help Boehner make the connection between the policies he supports and the effect those policies have on the kids who bring him to tears?



Newt Gingrich failed to follow through on the moral imperative he identified in his first speech as speaker, trading in his moral vision and replacing it 15 months later with an announcement that the Republican agenda could be reduced to six words: "Earn more, keep more, do more."



Will Boehner's take be "Earn more, keep more, cut more"? Or is there a chance he will surprise us? Maybe it's because it's close enough to Christmas that I still believe in miracles, but wouldn't it be great if the John Boehner who takes the gavel on Wednesday is the one who weeps at thought of kids denied a shot at the American Dream?











robert shumake

Pink Floyd Re-Signs With EMI: Good <b>News</b> for the Band or the Label?

Progressive rock legends Pink Floyd have re-signed with their longtime record label EMI.

Apple&#39;s iOS market share tops Android, RIM | Apple - CNET <b>News</b>

iOS is leading Google's Android and RIM's BlackBerry operating system in U.S. market share, but Nielsen says the race may be to close to call. Read this blog post by Jim Dalrymple on Apple.

Weirdest Finding of 2010? Balmain Hair Extensions – Fashionista <b>...</b>

Fashion Industry News, Designers, Runway Shows, Style Advice. Send Tips � Advertise � About Us � Network � Above the Law � AltTransport � Breaking Media � Fashionista. Search for: ... Posted in: Beauty, News ...


robert shumake

Pink Floyd Re-Signs With EMI: Good <b>News</b> for the Band or the Label?

Progressive rock legends Pink Floyd have re-signed with their longtime record label EMI.

Apple&#39;s iOS market share tops Android, RIM | Apple - CNET <b>News</b>

iOS is leading Google's Android and RIM's BlackBerry operating system in U.S. market share, but Nielsen says the race may be to close to call. Read this blog post by Jim Dalrymple on Apple.

Weirdest Finding of 2010? Balmain Hair Extensions – Fashionista <b>...</b>

Fashion Industry News, Designers, Runway Shows, Style Advice. Send Tips � Advertise � About Us � Network � Above the Law � AltTransport � Breaking Media � Fashionista. Search for: ... Posted in: Beauty, News ...


robert shumake

Mollie Vandor is the product manager for Ranker.com where she likes to make lists about reading, eating and bad-TV-watching. She’s also the media director for Girls in Tech LA. You can find her on Twitter @Mollierosev and on her blog.

Whether you’re looking to make a big change, or just tweak a few little things, the new year gives you the perfect opportunity to reflect on your behavior and resolve to do better going forward.

Of course, it’s one thing to say you want to tackle a typical resolution like get in better physical shape, get in better financial shape or — like many of us who work on the web — get your social media presence in order. It’s another thing to actually accomplish those big, broad goals.

So this year, instead of making your goals big and broad, why not take a page from the web world and use analytics to pinpoint the specific stuff you want to change? And, by that same token, why not use data tracking to hold yourself accountable for keeping all those resolutions too?

Read on for some tips on how to use social media to corral your New Year’s resolutions. Let us know in the comments below what tips worked for you, or share your own resolution advice.

Let’s Get Physical/>

There’s the freshman 15 everyone gains from collegiate pizza and beer, and then there’s the startup 15 many of us tech geeks gain from sodas and office snacks. Between the time spent sitting in front of a computer screen and the time spent networking over drinks and dinners, it’s easy to put on pounds when you work on the web. Of course, you can always try the startup diet, but that’s not necessarily going to work for everyone.

Keeping a food and exercise log might sound like a daunting task, but it turns out you may already be tracking some of that data without even knowing it. Foursquareclass="blippr-nobr">foursquare actually lets you see your entire checkin history and, if you do a quick search, you can find it so you can easily see whether you’ve really been going to the gym or frequenting your fast food runs.

Similarly, the Foursquare stats page lets you see your own checkin trends in handy graphs and lists. There’s even a site called weeplaces that lets you turn your Foursquare, Facebook Places and class='blippr-nobr'>Gowallaclass="blippr-nobr">Gowalla checkins into graphic visualizations. And, weeplaces will let you filter those visualizations by food-related checkins and parks and recreation checkins, so you can really get a handle on your history.

class='blippr-nobr'>Google Mapsclass="blippr-nobr">Google Maps also lets you search your own history, so can get a visual reminder of the places you’ve been searching for, and start picking up on trends in your own behavior. You just have to enable it. And, of course, there’s the age-old pedometer, made a lot easier and more fashionable via a host of iPhoneclass="blippr-nobr">iPhone and Androidclass="blippr-nobr">Android apps that let you easily track how much you’re walking without having to do anything more than a quick download.

Of course, once you establish the things you want to change about your eating and exercising habits, you still have to make those changes stick. class='blippr-nobr'>Appsclass="blippr-nobr">Apps like LoseIt, Weight Watchers and LiveStrong let you log calories you eat and calories you burn via your smartphone. Fitango prescribes personalized plans to help you get in shape, and gives you a forum for sharing milestones you meet with your friends. Similarly, Phitter is like a fitness-focused class='blippr-nobr'>Twitterclass="blippr-nobr">Twitter stream where people share weight loss trials, tribulations and tips to help keep each other going.

Or, you can try something like the Social Workout Challenge, which gives you fitness goals to meet and a community of people to keep you accountable for meeting them. If you really want to take your weight tracking to the next level, there’s even a scale that automatically tweets your weight to the world. While you’re at it, FixNixer and QuitMeter also give you similar tools for tracking your way out of a smoking habit, another great way to get yourself in better physical shape in the new year.

Money, Money, Money/>

For many people, the New Year is also a great time to get a fresh financial start. But again, it’s a lot easier to make changes going forward when you know how you’ve been behaving in the past. That’s where a site like Mint.com can be very handy. class='blippr-nobr'>Mintclass="blippr-nobr">Mint aggregates all of your various accounts, including credit cards, bank accounts and assets, and then turns your spending habits into easy-to-read charts and graphs that show you where you’re spending and where you could be saving. It even lets you compare your shopping and spending habits with other people in your area, so you can see how you stack up. Many credit cards, like American Express Blue and Visa Signature, also give you year-end spending summaries that show you how much you’ve spent, how much you’ve saved, how much interest you’ve accumulated and more.

Once you’ve nailed down how your money is going out the door, you can start figuring out ways to keep more of it in your wallet. Again, this is where tracking will be key to actually keeping those resolutions. First, you can establish your financial goals via an online calculator, which lets you figure out exactly how much to start saving. Once you’ve figured out your goals, there are more than 50 great, free mobile apps to help you track your spending. On Facebook, the BillMonk app will help you keep better track of those tricky situations where you’re sharing a bill with friends, and you need to make sure everyone knows what they owe. XPenser lets you record your expenses from any device, including via tweet and e-mail, and TweetWhatYouSpend gives you a forum for sharing your expenditures with everyone on Twitter, so your friends can help hold you accountable when you blow your budget shopping those post-holiday sales.

Get Your Social Media in Shape/>

Whether or not you work on the web, if you’re reading class='blippr-nobr'>Mashableclass="blippr-nobr">Mashable, chances are you have a social media presence. And, just like your physical and financial identities, your social media self might be due for a little makeover in 2011 too. The good news is that the data is even easier to find when you’re talking about your personal tech habits. For example, you can use the Top Words app to figure out the topics you talk about most on class='blippr-nobr'>Facebookclass="blippr-nobr">Facebook. Klout tells you which topics you talk about the most on Twitter, and all sorts of other stats that will help you pinpoint what it is about your social media presence that you may want to change.

Similarly, BackType analyzes your Twitter profile and tells you what percentage of your tweets are replies, retweets, links, etc. Like Klout, it also tells you who you’re influencing and who your influencers are. And, it shows you your most shared sites. All of these are great data points for determining things you’d like to change about your social media presence. Finally, ViralHeat gives you in-depth analysis of the sentiment around your various social network profiles, which really lets you hone in on how your social media behavior is being received by your followers on Facebook, Twitter and across the web.

Once you’ve established what you want to change, you can set up ViralHeat to send alerts and updates directly to your inbox so you can track the impact of those changes on the fly. Similarly, since Klout and BackType both update regularly now, you can see your statistics change as your behavior does, which is a great way to keep yourself motivated. And, of course, make sure you set up Google Alerts to track all the activity around your various accounts.

If your resolution involves blogging more often, there are plenty of apps to help you do that on the go, right from your phone. Another way to remind yourself of things you want to blog, tweet or post about is by using a service like TwittRemind, which lets you tweet yourself reminders to do things throughout the day.

To make the most of your many profiles, consider setting up a hub page via a service like about.meclass="blippr-nobr">about.me, which lets you showcase all your profiles in one place. Or, sign up for a social network aggregation service to make it easier to make changes on all your profiles at once. You also might want to consider setting up a targeted Twitter list of friends and followers who can help you hold yourself accountable and focus your social media efforts so you can minimize the number of relationships you’re managing and maximize the return you’re getting from all these changes.

New Year, New You/>

Whether your New Year’s resolutions involve getting yourself in better physical, financial or social media shape, the web can help you figure out exactly what you want to change and how you’re going to keep yourself accountable for changing it. 2011 is a brand new year and a completely fresh start, and, breaking your New Year’s resolutions is so 2010.

More Social Media Resources from Mashable:

- 10 More Creative Uses of the New Facebook Profile [PICS]/> - 10 Cool Facebook Status Tips and Tricks/> - 6 Reasons Why Social Games Are the Next Advertising Frontier/> - 3 Things Brands Must Do to Reach Millennials Online/> - How Social Media Can Help With Your Long Distance Job Search

Image courtesy of iStockphotoclass="blippr-nobr">iStockphoto, DNY59

For more Social Media coverage:

    class="f-el">class="cov-twit">Follow Mashable Social Mediaclass="s-el">class="cov-rss">Subscribe to the Social Media channelclass="f-el">class="cov-fb">Become a Fan on Facebookclass="s-el">class="cov-apple">Download our free apps for Android, iPhone and iPad


As we get ready for John Boehner to take the gavel from Nancy Pelosi on Wednesday, I find myself thinking back to the last time a Republican speaker took control of the House from a Democrat -- and reflecting on how far down the wrong road we have traveled since then.



It was January 1995, and Newt Gingrich, now considered a right-wing bomb thrower, was taking the gavel from Tom Foley. After taking the oath of office, he delivered a speech that praised FDR as "the greatest president of the 20th century" and presented concern for the least among us as a shared national objective. "The balanced budget is the right thing to do," he said. "But it does not in my mind have the moral urgency of coming to grips with what is happening to the poorest Americans."



For the incoming Republican speaker, reducing poverty and lifting the poor into the middle class was a moral imperative beyond the left vs. right battlefield -- not just the purview of lefties, socialists, and community organizers:

I say to those Republicans who believe in total privatization, you cannot believe in the Good Samaritan and explain that as long as business is making money we can walk by a fellow American who is hurt and not do something.... If you cannot afford to leave the public housing project, you are not free. If you do not know how to find a job and do not know how to create a job, you are not free. If you cannot find a place that will educate you, you are not free. If you are afraid to walk to the store because you could get killed, you are not free.


So now, with poverty higher than it was 16 years ago, with greater income inequality, and with the middle class struggling to hold on, what will Speaker Boehner make his number one priority? According to the Washington Post, it's "cutting spending," followed by repealing the healthcare law, and "helping get our economy moving" (no specifics on how he plans to do that).



Yet we saw on 60 Minutes that he's very aware of how fragile the American Dream has become, telling Lesley Stahl, "I can't go to a school anymore. I used to go to a lot of schools. And you see all these little kids running around. Can't talk about it." And he choked up when he did try to talk about "making sure these kids have a shot at the American Dream, like I did. It's important."





Interestingly, in his first speech as speaker, Gingrich also talked about being moved by the woes of school kids.



I have seldom been more shaken," he said, "than I was after the election when I had breakfast with two members of the Black Caucus. One of them said to me, 'Can you imagine what it is like to visit a first-grade class and realize that every fourth or fifth young boy in that class may be dead or in jail within 15 years? And they are your constituents and you are helpless to change it?' For some reason, I do not know why, maybe because I visit a lot of schools, that got through. I mean, that personalized it. That made it real, not just statistics, but real people.



But the trajectory of our political discourse over the last decade and a half has meant that taking on poverty has gone from a moral imperative and shared national objective to an afterthought -- or no thought at all.



The question is, is there anything that can be done to help Boehner make the connection between the policies he supports and the effect those policies have on the kids who bring him to tears?



Newt Gingrich failed to follow through on the moral imperative he identified in his first speech as speaker, trading in his moral vision and replacing it 15 months later with an announcement that the Republican agenda could be reduced to six words: "Earn more, keep more, do more."



Will Boehner's take be "Earn more, keep more, cut more"? Or is there a chance he will surprise us? Maybe it's because it's close enough to Christmas that I still believe in miracles, but wouldn't it be great if the John Boehner who takes the gavel on Wednesday is the one who weeps at thought of kids denied a shot at the American Dream?











robert shumake

Tree Banking Inc. by Nate Haney


robert shumake

Pink Floyd Re-Signs With EMI: Good <b>News</b> for the Band or the Label?

Progressive rock legends Pink Floyd have re-signed with their longtime record label EMI.

Apple&#39;s iOS market share tops Android, RIM | Apple - CNET <b>News</b>

iOS is leading Google's Android and RIM's BlackBerry operating system in U.S. market share, but Nielsen says the race may be to close to call. Read this blog post by Jim Dalrymple on Apple.

Weirdest Finding of 2010? Balmain Hair Extensions – Fashionista <b>...</b>

Fashion Industry News, Designers, Runway Shows, Style Advice. Send Tips � Advertise � About Us � Network � Above the Law � AltTransport � Breaking Media � Fashionista. Search for: ... Posted in: Beauty, News ...


robert shumake

Pink Floyd Re-Signs With EMI: Good <b>News</b> for the Band or the Label?

Progressive rock legends Pink Floyd have re-signed with their longtime record label EMI.

Apple&#39;s iOS market share tops Android, RIM | Apple - CNET <b>News</b>

iOS is leading Google's Android and RIM's BlackBerry operating system in U.S. market share, but Nielsen says the race may be to close to call. Read this blog post by Jim Dalrymple on Apple.

Weirdest Finding of 2010? Balmain Hair Extensions – Fashionista <b>...</b>

Fashion Industry News, Designers, Runway Shows, Style Advice. Send Tips � Advertise � About Us � Network � Above the Law � AltTransport � Breaking Media � Fashionista. Search for: ... Posted in: Beauty, News ...


robert shumake detroit

Making Money Freelance Writing. Back in August last year, I was able to forecast being fairly short of money due to some unplanned bills, economy, moon cycles, and so forth. I took up a night job and through a fair bit of Google searching on a slow day at work came across Associated Content. August stretched into October, and my night job was really killing me on average daily sleep time. As a result, I conducted more research and decided that I would make a go at freelance writing jobs. I set an initial goal of making $1000 and a secondary goal of making $1000 monthly.

My First Freelance Writing Job Experience

Making money freelance writing has a common theme when researching online - it takes time to get income streams started and into one's bank account. So, without really knowing how to write optimized online content, I wrote a few articles without knowing about keywords, hyper linking to related or reference content, etc. The first article that I was "guided" to using keywords was: "Phillies Parade, Is the City of Brotherly Love Celebrating Too Soon?". The article was a call for content due on the same day, defined a keyword frequency requirement, and was my fourth article published on AC. Although it has only gotten about 650 page views (PVs), 500 of those were in the week it was written and served as motivation to stick with freelance writing jobs! I then came across CP Mike Grisso who answered a ton of questions for me. He also provided tips and links to tools for freelance writing jobs which have helped me achieve my goals for 2008.

Getting Started With Freelance Writing Jobs

If I had to go back to October and start over, I would take a different approach to how I focused my approach for making money freelance writing. First, I would focus on claiming three calls for content due within 24 hours to accelerate being able to publish articles for PVs on my own. Next, instead of waiting to apply to other websites for higher paying upfront gigs until I hit 50 articles, I would go ahead and do so after publishing 10 on AC. Finally, I would research Search Engine Optimization (SEO) more thoroughly before starting to write daily vice waiting until I was 10-20 articles into my writing.

Making My First $1000 Freelance Writing

My first freelance article of any note was published on October 28th, 2008. It took two months to make my first $1000 freelance writing. As Robert writes in the Other Online Writing Gigs Forum, on AC, defining several freelance writing income streams is critical to realizing any monetary goal of significant value in today's freelance writing market. This was a key point for me as my first month on AC, although worthwhile, wasn't providing enough income on its own for me to quit my night job. As a result, I applied to Demand Studios, was accepted, and my writing income started to significantly increase. To apply to demand studios, the site required a resume, writing sample, and URL's of any on-line published content. For the writing sample, I provided an AC article, and my AC URL. From application to acceptance, the process took approximately two days. Demand Studios(DS) typically pays $15 USD an article if they have defined the topic, $5 USD if you propose a topic which is approved. New writers are typically started out at a maximum of 10 topics which is increased to 15 after publishing a few pieces. DS does require a different style of writing than AC but there is a fairly pointed style guide available to help new writers. On the down-side, DS does not pay the writer for page views. The jump in up-front pay from AC makes it so DS gets about 60-70% of my writing time now (DS income is approximately 75% of what I realize at this juncture). Additionally, many of the available topics on DS require a technical background of some type. Many of the DS articles I have done, however, simply come from the knowledge it takes to accomplish "Do It Yourself " projects while owning a home. Many of the writers I talk to on AC prefer the content on Brighthub.com to DS, however, I just haven't had time to write in that forum yet. The third site that I write for, more of when in a block or bored for AC or DS content is textbroker.com. Unlike AC, TextBroker does not pay as you go for calls for content, only monthly on the 5th if one has greater than $10 USD in work approved. TextBroker pays approximately a dollar per 100 words, but has a fair number of calls that can be written quickly (product reviews, travel, etc).

Freelance Writing Tips and Tools

Based off of Mike Grisso's original help, the following seven steps and associated tools have helped served me well when writing content for the web:

1 - Identify your keywords or phrase and check them at freekeywords.wordtracker.com. The site will provide the average monthly search rate for a set of keywords with greater than 1000 being a good set.

2 - Check the key words or phrase at Google.com for combinations that have less than 500,000 results to give you a better chance at being higher on the Google Index.

3 - Use your key phrase in the first 90 characters of the first paragraph of the article, at least twice in the body, and once in the closing paragraph. It can vary based off of what CP you talk to, but frequencies between two and four percent for key phrases are desired. Greater than 4.5% can be considered spam by the search engines.

4 - Verify yourkeyword/keyphrase density by using the Textalyser web interface located at textalyser.net. Rewrite your article if the metrics in step three are not met as required.

5 - Link to related content in the article. Now, some of the producers on AC still do some strange things to my content on some daily calls I do such as in this article:

"NCAA Basketball, Jan. 19 Rankings and Previews", the editor removed all links to college sports teams home pages and instead inserted random geographic location links. Google does analyze article content and subject matter of material author's link to help identify where it should be indexed so this should not be an area you ignore.

6 - Use bolded Subheadings in your article. Web usability guru, Jakob Nielsen, has done some fairly significant usability research for web and web content since the Internet hit mainstream. There are some great reports on his site, UseIt.com on how web surfers scan the screen in a visual "F" pattern with their eyes when reading content. Use of Subheadings in bold help inform the user, and hopefully bring them back to your article when hyperlinking out to related content.

6 - Spell check in your word processing program, spell check again in AC's CP tool, read the article a third time before pushing publish.

7 - View an outside analysis of your writing at labs.daylife.com based off of one's pen-name. The site generates a word cloud and frequency from all content you publish as well providing some other neat tools and references to writers producing similar content to yours.

Freelance Writing Goals for 2009

Closing out 2008, I achieved my goal of making money freelance writing after two months by fulfilling freelance writing jobs on AC, DS, and Textbroker. A key to this was regular production of content across the three sites. As I head into the middle of my third month writing, my freelance writing goals for 2009 are:

1 - Maintain Freelance Writing Income Streams above $1000 monthly

2 - Obtain 500,000 page views on AC by the end of 2009.

3 - Write and publish an EBook.

4 - Set aside one day a week to review and comment on more content on AC and other related forums, conduct project research, and generally relax or in Steven Covey's words, "Sharpen the Saw".

5 - Do a better job of posting content from my AC site to Digg.com and my beginnings of a blog.

6 - Make time in the work week to contribute to other online freelance writing jobs such as Helium, BrightHub, and EHow (not through my DS work).


robert shumake

Pink Floyd Re-Signs With EMI: Good <b>News</b> for the Band or the Label?

Progressive rock legends Pink Floyd have re-signed with their longtime record label EMI.

Apple&#39;s iOS market share tops Android, RIM | Apple - CNET <b>News</b>

iOS is leading Google's Android and RIM's BlackBerry operating system in U.S. market share, but Nielsen says the race may be to close to call. Read this blog post by Jim Dalrymple on Apple.

Weirdest Finding of 2010? Balmain Hair Extensions – Fashionista <b>...</b>

Fashion Industry News, Designers, Runway Shows, Style Advice. Send Tips � Advertise � About Us � Network � Above the Law � AltTransport � Breaking Media � Fashionista. Search for: ... Posted in: Beauty, News ...


robert shumake detroit

Tree Banking Inc. by Nate Haney


robert shumake detroit

Mollie Vandor is the product manager for Ranker.com where she likes to make lists about reading, eating and bad-TV-watching. She’s also the media director for Girls in Tech LA. You can find her on Twitter @Mollierosev and on her blog.

Whether you’re looking to make a big change, or just tweak a few little things, the new year gives you the perfect opportunity to reflect on your behavior and resolve to do better going forward.

Of course, it’s one thing to say you want to tackle a typical resolution like get in better physical shape, get in better financial shape or — like many of us who work on the web — get your social media presence in order. It’s another thing to actually accomplish those big, broad goals.

So this year, instead of making your goals big and broad, why not take a page from the web world and use analytics to pinpoint the specific stuff you want to change? And, by that same token, why not use data tracking to hold yourself accountable for keeping all those resolutions too?

Read on for some tips on how to use social media to corral your New Year’s resolutions. Let us know in the comments below what tips worked for you, or share your own resolution advice.

Let’s Get Physical/>

There’s the freshman 15 everyone gains from collegiate pizza and beer, and then there’s the startup 15 many of us tech geeks gain from sodas and office snacks. Between the time spent sitting in front of a computer screen and the time spent networking over drinks and dinners, it’s easy to put on pounds when you work on the web. Of course, you can always try the startup diet, but that’s not necessarily going to work for everyone.

Keeping a food and exercise log might sound like a daunting task, but it turns out you may already be tracking some of that data without even knowing it. Foursquareclass="blippr-nobr">foursquare actually lets you see your entire checkin history and, if you do a quick search, you can find it so you can easily see whether you’ve really been going to the gym or frequenting your fast food runs.

Similarly, the Foursquare stats page lets you see your own checkin trends in handy graphs and lists. There’s even a site called weeplaces that lets you turn your Foursquare, Facebook Places and class='blippr-nobr'>Gowallaclass="blippr-nobr">Gowalla checkins into graphic visualizations. And, weeplaces will let you filter those visualizations by food-related checkins and parks and recreation checkins, so you can really get a handle on your history.

class='blippr-nobr'>Google Mapsclass="blippr-nobr">Google Maps also lets you search your own history, so can get a visual reminder of the places you’ve been searching for, and start picking up on trends in your own behavior. You just have to enable it. And, of course, there’s the age-old pedometer, made a lot easier and more fashionable via a host of iPhoneclass="blippr-nobr">iPhone and Androidclass="blippr-nobr">Android apps that let you easily track how much you’re walking without having to do anything more than a quick download.

Of course, once you establish the things you want to change about your eating and exercising habits, you still have to make those changes stick. class='blippr-nobr'>Appsclass="blippr-nobr">Apps like LoseIt, Weight Watchers and LiveStrong let you log calories you eat and calories you burn via your smartphone. Fitango prescribes personalized plans to help you get in shape, and gives you a forum for sharing milestones you meet with your friends. Similarly, Phitter is like a fitness-focused class='blippr-nobr'>Twitterclass="blippr-nobr">Twitter stream where people share weight loss trials, tribulations and tips to help keep each other going.

Or, you can try something like the Social Workout Challenge, which gives you fitness goals to meet and a community of people to keep you accountable for meeting them. If you really want to take your weight tracking to the next level, there’s even a scale that automatically tweets your weight to the world. While you’re at it, FixNixer and QuitMeter also give you similar tools for tracking your way out of a smoking habit, another great way to get yourself in better physical shape in the new year.

Money, Money, Money/>

For many people, the New Year is also a great time to get a fresh financial start. But again, it’s a lot easier to make changes going forward when you know how you’ve been behaving in the past. That’s where a site like Mint.com can be very handy. class='blippr-nobr'>Mintclass="blippr-nobr">Mint aggregates all of your various accounts, including credit cards, bank accounts and assets, and then turns your spending habits into easy-to-read charts and graphs that show you where you’re spending and where you could be saving. It even lets you compare your shopping and spending habits with other people in your area, so you can see how you stack up. Many credit cards, like American Express Blue and Visa Signature, also give you year-end spending summaries that show you how much you’ve spent, how much you’ve saved, how much interest you’ve accumulated and more.

Once you’ve nailed down how your money is going out the door, you can start figuring out ways to keep more of it in your wallet. Again, this is where tracking will be key to actually keeping those resolutions. First, you can establish your financial goals via an online calculator, which lets you figure out exactly how much to start saving. Once you’ve figured out your goals, there are more than 50 great, free mobile apps to help you track your spending. On Facebook, the BillMonk app will help you keep better track of those tricky situations where you’re sharing a bill with friends, and you need to make sure everyone knows what they owe. XPenser lets you record your expenses from any device, including via tweet and e-mail, and TweetWhatYouSpend gives you a forum for sharing your expenditures with everyone on Twitter, so your friends can help hold you accountable when you blow your budget shopping those post-holiday sales.

Get Your Social Media in Shape/>

Whether or not you work on the web, if you’re reading class='blippr-nobr'>Mashableclass="blippr-nobr">Mashable, chances are you have a social media presence. And, just like your physical and financial identities, your social media self might be due for a little makeover in 2011 too. The good news is that the data is even easier to find when you’re talking about your personal tech habits. For example, you can use the Top Words app to figure out the topics you talk about most on class='blippr-nobr'>Facebookclass="blippr-nobr">Facebook. Klout tells you which topics you talk about the most on Twitter, and all sorts of other stats that will help you pinpoint what it is about your social media presence that you may want to change.

Similarly, BackType analyzes your Twitter profile and tells you what percentage of your tweets are replies, retweets, links, etc. Like Klout, it also tells you who you’re influencing and who your influencers are. And, it shows you your most shared sites. All of these are great data points for determining things you’d like to change about your social media presence. Finally, ViralHeat gives you in-depth analysis of the sentiment around your various social network profiles, which really lets you hone in on how your social media behavior is being received by your followers on Facebook, Twitter and across the web.

Once you’ve established what you want to change, you can set up ViralHeat to send alerts and updates directly to your inbox so you can track the impact of those changes on the fly. Similarly, since Klout and BackType both update regularly now, you can see your statistics change as your behavior does, which is a great way to keep yourself motivated. And, of course, make sure you set up Google Alerts to track all the activity around your various accounts.

If your resolution involves blogging more often, there are plenty of apps to help you do that on the go, right from your phone. Another way to remind yourself of things you want to blog, tweet or post about is by using a service like TwittRemind, which lets you tweet yourself reminders to do things throughout the day.

To make the most of your many profiles, consider setting up a hub page via a service like about.meclass="blippr-nobr">about.me, which lets you showcase all your profiles in one place. Or, sign up for a social network aggregation service to make it easier to make changes on all your profiles at once. You also might want to consider setting up a targeted Twitter list of friends and followers who can help you hold yourself accountable and focus your social media efforts so you can minimize the number of relationships you’re managing and maximize the return you’re getting from all these changes.

New Year, New You/>

Whether your New Year’s resolutions involve getting yourself in better physical, financial or social media shape, the web can help you figure out exactly what you want to change and how you’re going to keep yourself accountable for changing it. 2011 is a brand new year and a completely fresh start, and, breaking your New Year’s resolutions is so 2010.

More Social Media Resources from Mashable:

- 10 More Creative Uses of the New Facebook Profile [PICS]/> - 10 Cool Facebook Status Tips and Tricks/> - 6 Reasons Why Social Games Are the Next Advertising Frontier/> - 3 Things Brands Must Do to Reach Millennials Online/> - How Social Media Can Help With Your Long Distance Job Search

Image courtesy of iStockphotoclass="blippr-nobr">iStockphoto, DNY59

For more Social Media coverage:

    class="f-el">class="cov-twit">Follow Mashable Social Mediaclass="s-el">class="cov-rss">Subscribe to the Social Media channelclass="f-el">class="cov-fb">Become a Fan on Facebookclass="s-el">class="cov-apple">Download our free apps for Android, iPhone and iPad


As we get ready for John Boehner to take the gavel from Nancy Pelosi on Wednesday, I find myself thinking back to the last time a Republican speaker took control of the House from a Democrat -- and reflecting on how far down the wrong road we have traveled since then.



It was January 1995, and Newt Gingrich, now considered a right-wing bomb thrower, was taking the gavel from Tom Foley. After taking the oath of office, he delivered a speech that praised FDR as "the greatest president of the 20th century" and presented concern for the least among us as a shared national objective. "The balanced budget is the right thing to do," he said. "But it does not in my mind have the moral urgency of coming to grips with what is happening to the poorest Americans."



For the incoming Republican speaker, reducing poverty and lifting the poor into the middle class was a moral imperative beyond the left vs. right battlefield -- not just the purview of lefties, socialists, and community organizers:

I say to those Republicans who believe in total privatization, you cannot believe in the Good Samaritan and explain that as long as business is making money we can walk by a fellow American who is hurt and not do something.... If you cannot afford to leave the public housing project, you are not free. If you do not know how to find a job and do not know how to create a job, you are not free. If you cannot find a place that will educate you, you are not free. If you are afraid to walk to the store because you could get killed, you are not free.


So now, with poverty higher than it was 16 years ago, with greater income inequality, and with the middle class struggling to hold on, what will Speaker Boehner make his number one priority? According to the Washington Post, it's "cutting spending," followed by repealing the healthcare law, and "helping get our economy moving" (no specifics on how he plans to do that).



Yet we saw on 60 Minutes that he's very aware of how fragile the American Dream has become, telling Lesley Stahl, "I can't go to a school anymore. I used to go to a lot of schools. And you see all these little kids running around. Can't talk about it." And he choked up when he did try to talk about "making sure these kids have a shot at the American Dream, like I did. It's important."





Interestingly, in his first speech as speaker, Gingrich also talked about being moved by the woes of school kids.



I have seldom been more shaken," he said, "than I was after the election when I had breakfast with two members of the Black Caucus. One of them said to me, 'Can you imagine what it is like to visit a first-grade class and realize that every fourth or fifth young boy in that class may be dead or in jail within 15 years? And they are your constituents and you are helpless to change it?' For some reason, I do not know why, maybe because I visit a lot of schools, that got through. I mean, that personalized it. That made it real, not just statistics, but real people.



But the trajectory of our political discourse over the last decade and a half has meant that taking on poverty has gone from a moral imperative and shared national objective to an afterthought -- or no thought at all.



The question is, is there anything that can be done to help Boehner make the connection between the policies he supports and the effect those policies have on the kids who bring him to tears?



Newt Gingrich failed to follow through on the moral imperative he identified in his first speech as speaker, trading in his moral vision and replacing it 15 months later with an announcement that the Republican agenda could be reduced to six words: "Earn more, keep more, do more."



Will Boehner's take be "Earn more, keep more, cut more"? Or is there a chance he will surprise us? Maybe it's because it's close enough to Christmas that I still believe in miracles, but wouldn't it be great if the John Boehner who takes the gavel on Wednesday is the one who weeps at thought of kids denied a shot at the American Dream?











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robert shumake detroit

Tree Banking Inc. by Nate Haney


robert shumake detroit